45786 Zip Code, Waterford

Crime Rate & Statistics

A+

One of the safest zip codes — significantly below-average crime

Safer than 0% of zip codes in Waterford

Safety at a Glance

Overall Crime Moderate
Low 106 / 300 High
Violent Crime 109
9% above national avg
Property Crime 44
56% below national avg
City Ranking
0%
safer than other
Waterford zip codes

Check a specific address

in Waterford

Is 45786 a Safe Zip Code?

Yes — this zip code is extremely safe. Zip code 45786 in Waterford, OH has a safety grade of A+. The overall crime index is 106, which is 6% above the national average of 100. This zip code is safer than 0% of zip codes in Waterford.

Looking at specific crime types, rape is the most elevated concern (index: 145, 45% above average), while larceny / theft is the lowest risk (index: 8). Violent crime is a particular area of concern relative to property crime in this zip code.

Highest Risk
Rape · Index 145 (45% above avg)
Lowest Risk
Larceny / Theft · Index 8 (92% below avg)

45786 Crime Breakdown

Crime indices compared to national average (100) and Waterford city average. Higher values mean more crime.

Crime Type Index vs National Risk Level
Violent Crime
Murder
104 +4% Moderate
Assault
90 -10% Average
Robbery
95 -5% Average
Rape
145 +45% Moderate
Property Crime
Burglary
100 0% Average
Larceny / Theft
8 -92% Low
Vehicle Theft
25 -75% Low

45786 Crime Map

Crime heatmap based on block-group level data. Red areas indicate higher crime density.

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45786 Demographics & Context

Population
3,321
Median Income
$69,068
Home Value
$154,746
Median Age
42
Pop. Density
50/mi²

Education

Bachelor's Degree 13%
Graduate Degree 4.3%

Housing

81%
19%
Owner-occupied Renter-occupied

Racial Demographics

White 97.2%
Black 0.3%
Hispanic 0.5%
Asian 0.2%
45786 Crime Map
Interactive crime heatmap for this zip code
Waterford Crime Statistics
View all Waterford neighborhoods & city-wide data

Frequently Asked Questions

What is the crime rate in Zip code 45786, Waterford?

Zip code 45786 in Waterford, OH has a crime safety grade of A+ as of 2026. The overall crime index is 106, which is 6% above the national average. Zip code 45786 is safer than 0% of neighborhoods in Waterford.

Is Zip code 45786 a safe neighborhood in Waterford?

Zip code 45786 is generally considered a safe neighborhood in Waterford, earning a crime grade of A+. The highest concern is Rape (index: 145), while Larceny / Theft is the lowest risk (index: 8). It is one of the safest neighborhoods in Waterford.

What type of crime is most common in Zip code 45786?

The most prevalent crime type in Zip code 45786 is Rape, with a crime index of 145 (45% above the national average). Violent crime is a particular concern in this neighborhood relative to property crime.

What are the demographics of Zip code 45786?

Zip code 45786 has a population of approximately 3,321. The median household income is $69,068. The median home value is $154,746. Research shows that economic factors can correlate with crime rates, though many other variables play a role in neighborhood safety.

How does Zip code 45786 crime compare to the national average?

Zip code 45786's overall crime rate is 6% above the national average (index 106 vs 100). Within Waterford, it is safer than 0% of neighborhoods. For the most accurate picture, review the per-crime-type breakdown above, as some categories may differ significantly from the overall trend.

Crime data sourced from FBI UCR reports and local law enforcement agencies. Crime indices use 100 as the national average. Updated April 2026.