Charter Oaks Neighborhood, St. Cloud

Crime Rate & Statistics

A-

Safe neighborhood — below-average crime across most categories

Safety at a Glance

Overall Crime High
Low 190 / 300 High
Violent Crime 180
80% above national avg
Property Crime 176
76% above national avg

Is Charter Oaks Safe?

Charter Oaks in St. Cloud, MN has a safety grade of A-. The overall crime index is 190, which is 90% above the national average of 100.

Compared to the St. Cloud average (crime index 139), Charter Oaks is 51% higher in overall crime. Residents and visitors should exercise extra caution in this area, particularly after dark.

Looking at specific crime types, vehicle theft is the most elevated concern (index: 191, 91% above average), while robbery is the lowest risk (index: 152).

Overall, Charter Oaks is considered a safe neighborhood for residents and visitors. Standard urban awareness is recommended, but the area benefits from lower-than-average crime rates across most categories.

Highest Risk
Vehicle Theft · Index 191 (91% above avg)
Lowest Risk
Robbery · Index 152 (52% above avg)

Charter Oaks Crime Breakdown

Crime indices compared to national average (100) and St. Cloud city average. Higher values mean more crime.

Crime Type Index vs National Risk Level
Violent Crime
Murder
190 +90% High
Assault
187 +87% High
Robbery
152 +52% High
Rape
190 +90% High
Property Crime
Burglary
157 +57% High
Larceny / Theft
180 +80% High
Vehicle Theft
191 +91% High

How Charter Oaks Compares

Crime index by category: Charter Oaks vs St. Cloud average vs national average.

Crime by Category

Overall Crime Comparison

Charter Oaks Crime Map

Crime heatmap based on block-group level data. Red areas indicate higher crime density.

Full Screen Map
Crime Level: Low Below Avg Average Above Avg High

Charter Oaks Demographics & Context

Population
14
Median Income
$65,805
Home Value
$429,781
Median Age
48
Pop. Density
1,191/mi²

Education

Bachelor's Degree 24.4%
Graduate Degree 15.3%

Housing

62%
38%
Owner-occupied Renter-occupied

Racial Demographics

White 87%
Black 6.5%
Hispanic 2.1%
Asian 2.5%

Nearby Neighborhoods

Frequently Asked Questions

What is the crime rate in Charter Oaks, St. Cloud?

Charter Oaks in St. Cloud, MN has a crime safety grade of A- as of 2026. The overall crime index is 190, which is 90% above the national average. Compared to the St. Cloud average, crime in Charter Oaks is 51% higher.

Is Charter Oaks a safe neighborhood in St. Cloud?

Charter Oaks is generally considered a safe neighborhood in St. Cloud, earning a crime grade of A-. The highest concern is Vehicle Theft (index: 191), while Robbery is the lowest risk (index: 152).

How does Charter Oaks compare to the rest of St. Cloud?

Charter Oaks's overall crime index is 190, compared to the St. Cloud average of 139. This means crime in Charter Oaks is 51% higher than the city average. For violent crime, the index is 180, and for property crime it is 176. However, crime can vary block by block, so checking the crime map for specific streets is recommended.

What type of crime is most common in Charter Oaks?

The most prevalent crime type in Charter Oaks is Vehicle Theft, with a crime index of 191 (91% above the national average). Violent crime is a particular concern in this neighborhood relative to property crime.

What are safer neighborhoods near Charter Oaks?

Nearby neighborhoods with good safety ratings include Northside / Wilson Park, Seberger Roosevelt, Lake George and Southside University. These areas are close to Charter Oaks and offer lower crime rates, making them worth considering for residents who prioritize safety.

What are the demographics of Charter Oaks?

Charter Oaks has a population of approximately 14. The median household income is $65,805. The median home value is $429,781. Research shows that economic factors can correlate with crime rates, though many other variables play a role in neighborhood safety.

How does Charter Oaks crime compare to the national average?

Charter Oaks's overall crime rate is 90% above the national average (index 190 vs 100). For the most accurate picture, review the per-crime-type breakdown above, as some categories may differ significantly from the overall trend.

Crime data sourced from FBI UCR reports and local law enforcement agencies. Crime indices use 100 as the national average. Updated March 2026.