St. Charles, MO Crime Rate & Safety
Lower crime than 74% of major U.S. cities
Based on FBI UCR & local law enforcement data · Updated April 2026
Is St. Charles Safe?
Yes — St. Charles has good safety overall
A city with below-average crime rates, though some neighborhoods may differ.
St. Charles has a crime rate that is 39% below the national average. Your chance of becoming a victim of violent crime is 1 in 428.
However, safety varies dramatically by neighborhood. Areas like Whitmoor Country Club earn an A+ safety grade, while Whitmoor Country Club rates A+. Understanding which neighborhoods are safe is critical for anyone living in, moving to, or visiting St. Charles.
Crime Index Comparison
100 = national average. Calibrated to reflect actual crime severity.
Your Chance of Being a Victim
Violent Crime
1 in 428
chance per year
National average: 1 in 263
39% lower than national average
Property Crime
1 in 72
chance per year
National average: 1 in 55
24% lower than national average
Want to know the crime risk at your exact address?
St. Charles Crime Breakdown
Estimated crime rates based on FBI UCR data, calibrated to city-level crime score.
| Crime Type | Index | vs National | Risk Level | |
|---|---|---|---|---|
| Violent Crime | ||||
|
Murder
|
68 | -32% | Low | |
|
Assault
|
63 | -37% | Low | |
|
Robbery
|
59 | -41% | Low | |
|
Rape
|
52 | -48% | Low | |
| Property Crime | ||||
|
Burglary
|
68 | -32% | Low | |
|
Larceny / Theft
|
71 | -29% | Low | |
|
Vehicle Theft
|
67 | -33% | Low | |
Violent vs Property Crime
Crime Index by Category
St. Charles Crime Map
Neighborhood-level crime heatmap. Click any area for details.
See the crime score for a specific address
Where Is It Safe in St. Charles?
Safety varies dramatically across St. Charles's 1+ neighborhoods.
Safest Neighborhoods
Top 1Areas with Higher Crime
Bottom 1Neighborhood Safety Distribution
Out of 1 neighborhoods in St. Charles
All St. Charles Neighborhoods
| # | Neighborhood | Grade | Crime Index |
|---|---|---|---|
| 1 | Whitmoor Country Club | A+ | 51 |
St. Charles Crime by Zip Code
Explore crime data for specific St. Charles zip codes.
St. Charles Demographics & Context
Racial Demographics
Frequently Asked Questions
What is the crime rate in St. Charles, MO?
St. Charles, MO has a crime safety grade of B as of 2026. The overall crime rate is estimated to be 39% below the national average. Residents face approximately a 1 in 428 chance of being a victim of violent crime per year and a 1 in 72 chance for property crime. St. Charles has lower crime than 74% of major U.S. cities (population 50,000+).
Is St. Charles, MO safe to live in?
St. Charles is generally considered a safe place to live, earning a crime grade of B. Approximately 100% of the city's 1 neighborhoods are rated A or B for safety. However, safety varies significantly by neighborhood. For example, Whitmoor Country Club is one of the safest areas, while Whitmoor Country Club has higher crime rates. Researching specific neighborhoods before moving to or visiting St. Charles is strongly recommended.
What are the safest neighborhoods in St. Charles?
Based on 2026 crime data, the safest neighborhoods in St. Charles are Whitmoor Country Club. These areas have significantly lower crime rates than the city average and are popular choices for families, professionals, and anyone prioritizing safety.
What are the most dangerous areas in St. Charles?
The neighborhoods with the highest crime rates in St. Charles include Whitmoor Country Club. These areas experience significantly more crime than the city average. Visitors and prospective residents should exercise extra caution in these neighborhoods, particularly at night.
What is the violent crime rate in St. Charles?
The estimated violent crime rate in St. Charles is 233.7 per 100,000 residents, which is 39% lower than the national average. This means residents have roughly a 1 in 428 chance of becoming a violent crime victim each year. Key violent crime rates include: murder at 3.4 per 100K (32% below average); aggravated assault at 169.2 per 100K (37% below average); robbery at 43.6 per 100K (41% below average).
What is the property crime rate in St. Charles?
The estimated property crime rate in St. Charles is 1,391.5 per 100,000 residents, which is 24% lower than the national average. Residents have roughly a 1 in 72 chance of being a property crime victim per year. Key property crime rates include: burglary at 182.6 per 100K (32% below average); larceny/theft at 996.8 per 100K (29% below average); vehicle theft at 212.1 per 100K (33% below average).
How does St. Charles crime compare to the national average?
St. Charles's overall crime rate is 39% below the national average as of 2026. The biggest concern is larceny/theft (29% below average), while rape is 48% below average. Compared to other major U.S. cities, St. Charles has lower crime than 74% of them.
Is St. Charles safe to visit?
St. Charles is generally safe for visitors and tourists. Property crime (theft, vehicle break-ins) is 24% below average, which is typically the main concern for tourists. Avoid leaving valuables in vehicles, stay aware of your surroundings in unfamiliar areas, and stick to well-traveled neighborhoods. Popular, safer areas for visitors include Whitmoor Country Club.
How does St. Charles crime compare to the rest of Missouri?
Missouri as a whole has crime that is 16% above the national average. St. Charles's crime rate is 39% below the national average, making it safer the typical Missouri city.
What type of crime is most common in St. Charles?
Larceny/theft is the most common crime in St. Charles, with an estimated rate of 996.8 incidents per 100,000 residents. This is 29% below the national average for this crime type. Overall, property crime (1,392 per 100K) is more prevalent than violent crime (234 per 100K) in St. Charles, which is consistent with national trends.