Oak Terrace Neighborhood, Saint Charles
Crime Rate & Statistics
Very safe neighborhood — well below-average crime rates
Safety at a Glance
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in Saint Charles
Is Oak Terrace Safe?
Yes — this neighborhood is very safe. Oak Terrace in Saint Charles, MO has a safety grade of A. The overall crime index is 144, which is 44% above the national average of 100.
Compared to the Saint Charles average (crime index 51), Oak Terrace is 93% higher in overall crime. Residents and visitors should exercise extra caution in this area, particularly after dark.
Looking at specific crime types, larceny / theft is the most elevated concern (index: 165, 65% above average), while burglary is the lowest risk (index: 116).
Oak Terrace Crime Breakdown
Crime indices compared to national average (100) and Saint Charles city average. Higher values mean more crime.
| Crime Type | Index | vs National | Risk Level | |
|---|---|---|---|---|
| Violent Crime | ||||
|
Murder
|
145 | +45% | Moderate | |
|
Assault
|
133 | +33% | Moderate | |
|
Robbery
|
124 | +24% | Moderate | |
|
Rape
|
164 | +64% | High | |
| Property Crime | ||||
|
Burglary
|
116 | +16% | Moderate | |
|
Larceny / Theft
|
165 | +65% | High | |
|
Vehicle Theft
|
142 | +42% | Moderate | |
How Oak Terrace Compares
Crime index by category: Oak Terrace vs Saint Charles average vs national average.
Crime by Category
Overall Crime Comparison
Oak Terrace Crime Map
Crime heatmap based on block-group level data. Red areas indicate higher crime density.
See the crime score for a specific address
Oak Terrace Demographics & Context
Education
Housing
Racial Demographics
Nearby Neighborhoods
Frequently Asked Questions
What is the crime rate in Oak Terrace, Saint Charles?
Oak Terrace in Saint Charles, MO has a crime safety grade of A as of 2026. The overall crime index is 144, which is 44% above the national average. Compared to the Saint Charles average, crime in Oak Terrace is 93% higher.
Is Oak Terrace a safe neighborhood in Saint Charles?
Oak Terrace is generally considered a safe neighborhood in Saint Charles, earning a crime grade of A. The highest concern is Larceny / Theft (index: 165), while Burglary is the lowest risk (index: 116).
How does Oak Terrace compare to the rest of Saint Charles?
Oak Terrace's overall crime index is 144, compared to the Saint Charles average of 51. This means crime in Oak Terrace is 93% higher than the city average. For violent crime, the index is 142, and for property crime it is 141. However, crime can vary block by block, so checking the crime map for specific streets is recommended.
What type of crime is most common in Oak Terrace?
The most prevalent crime type in Oak Terrace is Larceny / Theft, with a crime index of 165 (65% above the national average). Violent crime is a particular concern in this neighborhood relative to property crime.
What are safer neighborhoods near Oak Terrace?
Nearby neighborhoods with good safety ratings include Whitmoor Country Club. These areas are close to Oak Terrace and offer lower crime rates, making them worth considering for residents who prioritize safety.
What are the demographics of Oak Terrace?
Oak Terrace has a population of approximately 41. The median household income is $54,264. The median home value is $151,909. Research shows that economic factors can correlate with crime rates, though many other variables play a role in neighborhood safety.
How does Oak Terrace crime compare to the national average?
Oak Terrace's overall crime rate is 44% above the national average (index 144 vs 100). For the most accurate picture, review the per-crime-type breakdown above, as some categories may differ significantly from the overall trend.
Crime data sourced from FBI UCR reports and local law enforcement agencies. Crime indices use 100 as the national average. Updated April 2026.