Elm Terrace Neighborhood, Saint Charles
Crime Rate & Statistics
Very safe neighborhood — well below-average crime rates
Safety at a Glance
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in Saint Charles
Is Elm Terrace Safe?
Yes — this neighborhood is very safe. Elm Terrace in Saint Charles, MO has a safety grade of A. The overall crime index is 115, which is 15% above the national average of 100.
Compared to the Saint Charles average (crime index 51), Elm Terrace is 64% higher in overall crime. Residents and visitors should exercise extra caution in this area, particularly after dark.
Looking at specific crime types, burglary is the most elevated concern (index: 154, 54% above average), while vehicle theft is the lowest risk (index: 28).
Elm Terrace Crime Breakdown
Crime indices compared to national average (100) and Saint Charles city average. Higher values mean more crime.
| Crime Type | Index | vs National | Risk Level | |
|---|---|---|---|---|
| Violent Crime | ||||
|
Murder
|
80 | -20% | Low | |
|
Assault
|
110 | +10% | Moderate | |
|
Robbery
|
42 | -58% | Low | |
|
Rape
|
57 | -43% | Low | |
| Property Crime | ||||
|
Burglary
|
154 | +54% | High | |
|
Larceny / Theft
|
68 | -32% | Low | |
|
Vehicle Theft
|
28 | -72% | Low | |
How Elm Terrace Compares
Crime index by category: Elm Terrace vs Saint Charles average vs national average.
Crime by Category
Overall Crime Comparison
Elm Terrace Crime Map
Crime heatmap based on block-group level data. Red areas indicate higher crime density.
See the crime score for a specific address
Elm Terrace Demographics & Context
Education
Housing
Racial Demographics
Nearby Neighborhoods
Frequently Asked Questions
What is the crime rate in Elm Terrace, Saint Charles?
Elm Terrace in Saint Charles, MO has a crime safety grade of A as of 2026. The overall crime index is 115, which is 15% above the national average. Compared to the Saint Charles average, crime in Elm Terrace is 64% higher.
Is Elm Terrace a safe neighborhood in Saint Charles?
Elm Terrace is generally considered a safe neighborhood in Saint Charles, earning a crime grade of A. The highest concern is Burglary (index: 154), while Vehicle Theft is the lowest risk (index: 28).
How does Elm Terrace compare to the rest of Saint Charles?
Elm Terrace's overall crime index is 115, compared to the Saint Charles average of 51. This means crime in Elm Terrace is 64% higher than the city average. For violent crime, the index is 72, and for property crime it is 83. However, crime can vary block by block, so checking the crime map for specific streets is recommended.
What type of crime is most common in Elm Terrace?
The most prevalent crime type in Elm Terrace is Burglary, with a crime index of 154 (54% above the national average). Overall, property crime is more prevalent than violent crime in this neighborhood, which is consistent with national trends.
What are safer neighborhoods near Elm Terrace?
Nearby neighborhoods with good safety ratings include Whitmoor Country Club. These areas are close to Elm Terrace and offer lower crime rates, making them worth considering for residents who prioritize safety.
What are the demographics of Elm Terrace?
Elm Terrace has a population of approximately 23. The median household income is $66,852. The median home value is $223,195. Research shows that economic factors can correlate with crime rates, though many other variables play a role in neighborhood safety.
How does Elm Terrace crime compare to the national average?
Elm Terrace's overall crime rate is 15% above the national average (index 115 vs 100). For the most accurate picture, review the per-crime-type breakdown above, as some categories may differ significantly from the overall trend.
Crime data sourced from FBI UCR reports and local law enforcement agencies. Crime indices use 100 as the national average. Updated April 2026.