Sterling Reef Neighborhood, Panama City Beach
Crime Rate & Statistics
Safe neighborhood — below-average crime across most categories
Safety at a Glance
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in Panama City Beach
Is Sterling Reef Safe?
Yes — this neighborhood is safe. Sterling Reef in Panama City Beach, FL has a safety grade of A-. The overall crime index is 174, which is 74% above the national average of 100.
Compared to the Panama City Beach average (crime index 182), Sterling Reef is 8% lower in overall crime. Crime levels here are roughly in line with the city average.
Looking at specific crime types, assault is the most elevated concern (index: 163, 63% above average), while robbery is the lowest risk (index: 60).
Sterling Reef Crime Breakdown
Crime indices compared to national average (100) and Panama City Beach city average. Higher values mean more crime.
| Crime Type | Index | vs National | Risk Level | |
|---|---|---|---|---|
| Violent Crime | ||||
|
Murder
|
158 | +58% | High | |
|
Assault
|
163 | +63% | High | |
|
Robbery
|
60 | -40% | Low | |
|
Rape
|
106 | +6% | Moderate | |
| Property Crime | ||||
|
Burglary
|
117 | +17% | Moderate | |
|
Larceny / Theft
|
90 | -10% | Average | |
|
Vehicle Theft
|
123 | +23% | Moderate | |
How Sterling Reef Compares
Crime index by category: Sterling Reef vs Panama City Beach average vs national average.
Crime by Category
Overall Crime Comparison
Sterling Reef Crime Map
Crime heatmap based on block-group level data. Red areas indicate higher crime density.
See the crime score for a specific address
Sterling Reef Demographics & Context
Education
Housing
Racial Demographics
Nearby Neighborhoods
Frequently Asked Questions
What is the crime rate in Sterling Reef, Panama City Beach?
Sterling Reef in Panama City Beach, FL has a crime safety grade of A- as of 2026. The overall crime index is 174, which is 74% above the national average. Compared to the Panama City Beach average, crime in Sterling Reef is 8% lower.
Is Sterling Reef a safe neighborhood in Panama City Beach?
Sterling Reef is generally considered a safe neighborhood in Panama City Beach, earning a crime grade of A-. The highest concern is Assault (index: 163), while Robbery is the lowest risk (index: 60).
How does Sterling Reef compare to the rest of Panama City Beach?
Sterling Reef's overall crime index is 174, compared to the Panama City Beach average of 182. This means crime in Sterling Reef is 8% lower than the city average. For violent crime, the index is 122, and for property crime it is 110. However, crime can vary block by block, so checking the crime map for specific streets is recommended.
What type of crime is most common in Sterling Reef?
The most prevalent crime type in Sterling Reef is Assault, with a crime index of 163 (63% above the national average). Violent crime is a particular concern in this neighborhood relative to property crime.
What are safer neighborhoods near Sterling Reef?
Nearby neighborhoods with good safety ratings include Rosemary Beach. These areas are close to Sterling Reef and offer lower crime rates, making them worth considering for residents who prioritize safety.
What are the demographics of Sterling Reef?
Sterling Reef has a population of approximately 1. The median household income is $58,728. The median home value is $500,795. Research shows that economic factors can correlate with crime rates, though many other variables play a role in neighborhood safety.
How does Sterling Reef crime compare to the national average?
Sterling Reef's overall crime rate is 74% above the national average (index 174 vs 100). For the most accurate picture, review the per-crime-type breakdown above, as some categories may differ significantly from the overall trend.
Crime data sourced from FBI UCR reports and local law enforcement agencies. Crime indices use 100 as the national average. Updated April 2026.