32409 Zip Code, Panama City
Crime Rate & Statistics
One of the safest zip codes — significantly below-average crime
Safer than 83% of zip codes in Panama City
Safety at a Glance
Check a specific address
in Panama City
Is 32409 a Safe Zip Code?
Yes — this zip code is extremely safe. Zip code 32409 in Panama City, FL has a safety grade of A+. The overall crime index is 102, which is 2% above the national average of 100. This zip code is safer than 83% of zip codes in Panama City.
Compared to the Panama City average (crime index 157), zip code 32409 is 55% lower in overall crime. This zip code is significantly safer than Panama City as a whole, making it an attractive option for safety-conscious residents.
Looking at specific crime types, burglary is the most elevated concern (index: 114, 14% above average), while larceny / theft is the lowest risk (index: 64).
32409 Crime Breakdown
Crime indices compared to national average (100) and Panama City city average. Higher values mean more crime.
| Crime Type | Index | vs National | Risk Level | |
|---|---|---|---|---|
| Violent Crime | ||||
|
Murder
|
107 | +7% | Moderate | |
|
Assault
|
84 | -16% | Average | |
|
Robbery
|
90 | -10% | Average | |
|
Rape
|
111 | +11% | Moderate | |
| Property Crime | ||||
|
Burglary
|
114 | +14% | Moderate | |
|
Larceny / Theft
|
64 | -36% | Low | |
|
Vehicle Theft
|
81 | -19% | Average | |
How 32409 Compares
Crime index by category: 32409 vs Panama City average vs national average.
Crime by Category
Overall Crime Comparison
32409 Crime Map
Crime heatmap based on block-group level data. Red areas indicate higher crime density.
See the crime score for a specific address
32409 Demographics & Context
Education
Housing
Racial Demographics
Other Zip Codes in Panama City
Frequently Asked Questions
What is the crime rate in Zip code 32409, Panama City?
Zip code 32409 in Panama City, FL has a crime safety grade of A+ as of 2026. The overall crime index is 102, which is 2% above the national average. Compared to the Panama City average, crime in Zip code 32409 is 55% lower. Zip code 32409 is safer than 83% of neighborhoods in Panama City.
Is Zip code 32409 a safe neighborhood in Panama City?
Zip code 32409 is generally considered a safe neighborhood in Panama City, earning a crime grade of A+. The highest concern is Burglary (index: 114), while Larceny / Theft is the lowest risk (index: 64). It is one of the safest neighborhoods in Panama City.
How does Zip code 32409 compare to the rest of Panama City?
Zip code 32409's overall crime index is 102, compared to the Panama City average of 157. This means crime in Zip code 32409 is 55% lower than the city average. For violent crime, the index is 98, and for property crime it is 86. However, crime can vary block by block, so checking the crime map for specific streets is recommended.
What type of crime is most common in Zip code 32409?
The most prevalent crime type in Zip code 32409 is Burglary, with a crime index of 114 (14% above the national average). Violent crime is a particular concern in this neighborhood relative to property crime.
What are safer neighborhoods near Zip code 32409?
Nearby neighborhoods with good safety ratings include 32408, 32405, 32404 and 32403. These areas are close to Zip code 32409 and offer lower crime rates, making them worth considering for residents who prioritize safety.
What are the demographics of Zip code 32409?
Zip code 32409 has a population of approximately 6,376. The median household income is $63,978. The median home value is $350,608. Research shows that economic factors can correlate with crime rates, though many other variables play a role in neighborhood safety.
How does Zip code 32409 crime compare to the national average?
Zip code 32409's overall crime rate is 2% above the national average (index 102 vs 100). Within Panama City, it is safer than 83% of neighborhoods. For the most accurate picture, review the per-crime-type breakdown above, as some categories may differ significantly from the overall trend.
Crime data sourced from FBI UCR reports and local law enforcement agencies. Crime indices use 100 as the national average. Updated April 2026.