32404 Zip Code, Panama City

Crime Rate & Statistics

A-

Safe zip code — below-average crime across most categories

Safer than 33% of zip codes in Panama City

Safety at a Glance

Overall Crime Low
Low 68 / 300 High
Violent Crime 98
2% below national avg
Property Crime 94
6% below national avg
City Ranking
33%
safer than other
Panama City zip codes

Check a specific address

in Panama City

Is 32404 a Safe Zip Code?

Yes — this zip code is safe. Zip code 32404 in Panama City, FL has a safety grade of A-. The overall crime index is 68, which is 32% below the national average of 100. This zip code is safer than 33% of zip codes in Panama City.

Compared to the Panama City average (crime index 157), zip code 32404 is 89% lower in overall crime. This zip code is significantly safer than Panama City as a whole, making it an attractive option for safety-conscious residents.

Looking at specific crime types, rape is the most elevated concern (index: 124, 24% above average), while assault is the lowest risk (index: 56).

Highest Risk
Rape · Index 124 (24% above avg)
Lowest Risk
Assault · Index 56 (44% below avg)

32404 Crime Breakdown

Crime indices compared to national average (100) and Panama City city average. Higher values mean more crime.

Crime Type Index vs National Risk Level
Violent Crime
Murder
94 -6% Average
Assault
56 -44% Low
Robbery
117 +17% Moderate
Rape
124 +24% Moderate
Property Crime
Burglary
93 -7% Average
Larceny / Theft
100 0% Average
Vehicle Theft
88 -12% Average

How 32404 Compares

Crime index by category: 32404 vs Panama City average vs national average.

Crime by Category

Overall Crime Comparison

32404 Crime Map

Crime heatmap based on block-group level data. Red areas indicate higher crime density.

Full Screen Map
Crime Level: Low Below Avg Average Above Avg High

See the crime score for a specific address

32404 Demographics & Context

Population
39,870
Median Income
$72,402
Home Value
$248,759
Median Age
39
Pop. Density
144/mi²

Education

Bachelor's Degree 11.4%
Graduate Degree 5.2%

Housing

58%
42%
Owner-occupied Renter-occupied

Racial Demographics

White 72.8%
Black 16.3%
Hispanic 5.8%
Asian 3.1%

Other Zip Codes in Panama City

Frequently Asked Questions

What is the crime rate in Zip code 32404, Panama City?

Zip code 32404 in Panama City, FL has a crime safety grade of A- as of 2026. The overall crime index is 68, which is 32% below the national average. Compared to the Panama City average, crime in Zip code 32404 is 89% lower. Zip code 32404 is safer than 33% of neighborhoods in Panama City.

Is Zip code 32404 a safe neighborhood in Panama City?

Zip code 32404 is generally considered a safe neighborhood in Panama City, earning a crime grade of A-. The highest concern is Rape (index: 124), while Assault is the lowest risk (index: 56). It is one of the higher-crime neighborhoods in Panama City.

How does Zip code 32404 compare to the rest of Panama City?

Zip code 32404's overall crime index is 68, compared to the Panama City average of 157. This means crime in Zip code 32404 is 89% lower than the city average. For violent crime, the index is 98, and for property crime it is 94. However, crime can vary block by block, so checking the crime map for specific streets is recommended.

What type of crime is most common in Zip code 32404?

The most prevalent crime type in Zip code 32404 is Rape, with a crime index of 124 (24% above the national average). Violent crime is a particular concern in this neighborhood relative to property crime.

What are safer neighborhoods near Zip code 32404?

Nearby neighborhoods with good safety ratings include 32409, 32408, 32405 and 32403. These areas are close to Zip code 32404 and offer lower crime rates, making them worth considering for residents who prioritize safety.

What are the demographics of Zip code 32404?

Zip code 32404 has a population of approximately 39,870. The median household income is $72,402. The median home value is $248,759. Research shows that economic factors can correlate with crime rates, though many other variables play a role in neighborhood safety.

How does Zip code 32404 crime compare to the national average?

Zip code 32404's overall crime rate is 32% below the national average (index 68 vs 100). Within Panama City, it is safer than 33% of neighborhoods. For the most accurate picture, review the per-crime-type breakdown above, as some categories may differ significantly from the overall trend.

Crime data sourced from FBI UCR reports and local law enforcement agencies. Crime indices use 100 as the national average. Updated April 2026.