32403 Zip Code, Panama City
Crime Rate & Statistics
Safe zip code — below-average crime across most categories
Safer than 17% of zip codes in Panama City
Safety at a Glance
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in Panama City
Is 32403 a Safe Zip Code?
Yes — this zip code is safe. Zip code 32403 in Panama City, FL has a safety grade of A-. The overall crime index is 37, which is 63% below the national average of 100. This zip code is safer than 17% of zip codes in Panama City.
Compared to the Panama City average (crime index 157), zip code 32403 is 120% lower in overall crime. This zip code is significantly safer than Panama City as a whole, making it an attractive option for safety-conscious residents.
Looking at specific crime types, rape is the most elevated concern (index: 161, 61% above average), while assault is the lowest risk (index: 34).
32403 Crime Breakdown
Crime indices compared to national average (100) and Panama City city average. Higher values mean more crime.
| Crime Type | Index | vs National | Risk Level | |
|---|---|---|---|---|
| Violent Crime | ||||
|
Murder
|
80 | -20% | Low | |
|
Assault
|
34 | -66% | Low | |
|
Robbery
|
111 | +11% | Moderate | |
|
Rape
|
161 | +61% | High | |
| Property Crime | ||||
|
Burglary
|
91 | -9% | Average | |
|
Larceny / Theft
|
119 | +19% | Moderate | |
|
Vehicle Theft
|
133 | +33% | Moderate | |
How 32403 Compares
Crime index by category: 32403 vs Panama City average vs national average.
Crime by Category
Overall Crime Comparison
32403 Crime Map
Crime heatmap based on block-group level data. Red areas indicate higher crime density.
See the crime score for a specific address
32403 Demographics & Context
Education
Housing
Racial Demographics
Other Zip Codes in Panama City
Frequently Asked Questions
What is the crime rate in Zip code 32403, Panama City?
Zip code 32403 in Panama City, FL has a crime safety grade of A- as of 2026. The overall crime index is 37, which is 63% below the national average. Compared to the Panama City average, crime in Zip code 32403 is 120% lower. Zip code 32403 is safer than 17% of neighborhoods in Panama City.
Is Zip code 32403 a safe neighborhood in Panama City?
Zip code 32403 is generally considered a safe neighborhood in Panama City, earning a crime grade of A-. The highest concern is Rape (index: 161), while Assault is the lowest risk (index: 34). It is one of the higher-crime neighborhoods in Panama City.
How does Zip code 32403 compare to the rest of Panama City?
Zip code 32403's overall crime index is 37, compared to the Panama City average of 157. This means crime in Zip code 32403 is 120% lower than the city average. For violent crime, the index is 97, and for property crime it is 114. However, crime can vary block by block, so checking the crime map for specific streets is recommended.
What type of crime is most common in Zip code 32403?
The most prevalent crime type in Zip code 32403 is Rape, with a crime index of 161 (61% above the national average). Overall, property crime is more prevalent than violent crime in this neighborhood, which is consistent with national trends.
What are safer neighborhoods near Zip code 32403?
Nearby neighborhoods with good safety ratings include 32409, 32408, 32405 and 32404. These areas are close to Zip code 32403 and offer lower crime rates, making them worth considering for residents who prioritize safety.
What are the demographics of Zip code 32403?
Zip code 32403 has a population of approximately 1,319. The median household income is $62,273. The median home value is $166,828. Research shows that economic factors can correlate with crime rates, though many other variables play a role in neighborhood safety.
How does Zip code 32403 crime compare to the national average?
Zip code 32403's overall crime rate is 63% below the national average (index 37 vs 100). Within Panama City, it is safer than 17% of neighborhoods. For the most accurate picture, review the per-crime-type breakdown above, as some categories may differ significantly from the overall trend.
Crime data sourced from FBI UCR reports and local law enforcement agencies. Crime indices use 100 as the national average. Updated April 2026.