Cove Terrace Neighborhood, Panama City
Crime Rate & Statistics
One of the safest neighborhoods — significantly below-average crime
Safety at a Glance
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in Panama City
Is Cove Terrace Safe?
Yes — this neighborhood is extremely safe. Cove Terrace in Panama City, FL has a safety grade of A+. The overall crime index is 86, which is 14% below the national average of 100.
Compared to the Panama City average (crime index 157), Cove Terrace is 71% lower in overall crime. This neighborhood is significantly safer than Panama City as a whole, making it an attractive option for safety-conscious residents.
Looking at specific crime types, assault is the most elevated concern (index: 111, 11% above average), while rape is the lowest risk (index: 26).
Cove Terrace Crime Breakdown
Crime indices compared to national average (100) and Panama City city average. Higher values mean more crime.
| Crime Type | Index | vs National | Risk Level | |
|---|---|---|---|---|
| Violent Crime | ||||
|
Murder
|
77 | -23% | Low | |
|
Assault
|
111 | +11% | Moderate | |
|
Robbery
|
28 | -72% | Low | |
|
Rape
|
26 | -74% | Low | |
| Property Crime | ||||
|
Burglary
|
37 | -63% | Low | |
|
Larceny / Theft
|
99 | -1% | Average | |
|
Vehicle Theft
|
53 | -47% | Low | |
How Cove Terrace Compares
Crime index by category: Cove Terrace vs Panama City average vs national average.
Crime by Category
Overall Crime Comparison
Cove Terrace Crime Map
Crime heatmap based on block-group level data. Red areas indicate higher crime density.
See the crime score for a specific address
Cove Terrace Demographics & Context
Education
Housing
Racial Demographics
Nearby Neighborhoods
Frequently Asked Questions
What is the crime rate in Cove Terrace, Panama City?
Cove Terrace in Panama City, FL has a crime safety grade of A+ as of 2026. The overall crime index is 86, which is 14% below the national average. Compared to the Panama City average, crime in Cove Terrace is 71% lower.
Is Cove Terrace a safe neighborhood in Panama City?
Cove Terrace is generally considered a safe neighborhood in Panama City, earning a crime grade of A+. The highest concern is Assault (index: 111), while Rape is the lowest risk (index: 26).
How does Cove Terrace compare to the rest of Panama City?
Cove Terrace's overall crime index is 86, compared to the Panama City average of 157. This means crime in Cove Terrace is 71% lower than the city average. For violent crime, the index is 61, and for property crime it is 63. However, crime can vary block by block, so checking the crime map for specific streets is recommended.
What type of crime is most common in Cove Terrace?
The most prevalent crime type in Cove Terrace is Assault, with a crime index of 111 (11% above the national average). Overall, property crime is more prevalent than violent crime in this neighborhood, which is consistent with national trends.
What are safer neighborhoods near Cove Terrace?
Nearby neighborhoods with good safety ratings include Downtown and St. Andrews. These areas are close to Cove Terrace and offer lower crime rates, making them worth considering for residents who prioritize safety.
What are the demographics of Cove Terrace?
Cove Terrace has a population of approximately 666. The median household income is $73,029. The median home value is $277,087. Research shows that economic factors can correlate with crime rates, though many other variables play a role in neighborhood safety.
How does Cove Terrace crime compare to the national average?
Cove Terrace's overall crime rate is 14% below the national average (index 86 vs 100). For the most accurate picture, review the per-crime-type breakdown above, as some categories may differ significantly from the overall trend.
Crime data sourced from FBI UCR reports and local law enforcement agencies. Crime indices use 100 as the national average. Updated April 2026.