49078 Zip Code, Otsego

Crime Rate & Statistics

A+

One of the safest zip codes — significantly below-average crime

Safer than 0% of zip codes in Otsego

Safety at a Glance

Overall Crime Moderate
Low 120 / 300 High
Violent Crime 113
13% above national avg
Property Crime 122
22% above national avg
City Ranking
0%
safer than other
Otsego zip codes

Check a specific address

in Otsego

Is 49078 a Safe Zip Code?

Yes — this zip code is extremely safe. Zip code 49078 in Otsego, MI has a safety grade of A+. The overall crime index is 120, which is 20% above the national average of 100. This zip code is safer than 0% of zip codes in Otsego.

Looking at specific crime types, murder is the most elevated concern (index: 126, 26% above average), while robbery is the lowest risk (index: 88).

Highest Risk
Murder · Index 126 (26% above avg)
Lowest Risk
Robbery · Index 88 (12% below avg)

49078 Crime Breakdown

Crime indices compared to national average (100) and Otsego city average. Higher values mean more crime.

Crime Type Index vs National Risk Level
Violent Crime
Murder
126 +26% Moderate
Assault
114 +14% Moderate
Robbery
88 -12% Average
Rape
124 +24% Moderate
Property Crime
Burglary
116 +16% Moderate
Larceny / Theft
126 +26% Moderate
Vehicle Theft
125 +25% Moderate

49078 Crime Map

Crime heatmap based on block-group level data. Red areas indicate higher crime density.

Full Screen Map
Crime Level: Low Below Avg Average Above Avg High

See the crime score for a specific address

49078 Demographics & Context

Population
9,744
Median Income
$62,332
Home Value
$240,723
Median Age
41
Pop. Density
186/mi²

Education

Bachelor's Degree 9.4%
Graduate Degree 5.8%

Housing

78%
22%
Owner-occupied Renter-occupied

Racial Demographics

White 94.6%
Black 0.7%
Hispanic 3.1%
Asian 0.8%
49078 Crime Map
Interactive crime heatmap for this zip code
Otsego Crime Statistics
View all Otsego neighborhoods & city-wide data

Frequently Asked Questions

What is the crime rate in Zip code 49078, Otsego?

Zip code 49078 in Otsego, MI has a crime safety grade of A+ as of 2026. The overall crime index is 120, which is 20% above the national average. Zip code 49078 is safer than 0% of neighborhoods in Otsego.

Is Zip code 49078 a safe neighborhood in Otsego?

Zip code 49078 is generally considered a safe neighborhood in Otsego, earning a crime grade of A+. The highest concern is Murder (index: 126), while Robbery is the lowest risk (index: 88). It is one of the safest neighborhoods in Otsego.

What type of crime is most common in Zip code 49078?

The most prevalent crime type in Zip code 49078 is Murder, with a crime index of 126 (26% above the national average). Overall, property crime is more prevalent than violent crime in this neighborhood, which is consistent with national trends.

What are the demographics of Zip code 49078?

Zip code 49078 has a population of approximately 9,744. The median household income is $62,332. The median home value is $240,723. Research shows that economic factors can correlate with crime rates, though many other variables play a role in neighborhood safety.

How does Zip code 49078 crime compare to the national average?

Zip code 49078's overall crime rate is 20% above the national average (index 120 vs 100). Within Otsego, it is safer than 0% of neighborhoods. For the most accurate picture, review the per-crime-type breakdown above, as some categories may differ significantly from the overall trend.

Crime data sourced from FBI UCR reports and local law enforcement agencies. Crime indices use 100 as the national average. Updated April 2026.