49431 Zip Code, Ludington

Last updated: May 7, 2026

Crime Rate & Statistics

A

Very safe zip code — well below-average crime rates

Safer than 0% of zip codes in Ludington

Summary: 49431 (Ludington, MI) Crime Rate (2026)

ZIP code 49431 in Ludington, MI has a crime safety grade of A as of 2026. The overall crime index is 112, which is 12% above the national average. This ZIP code is safer than 0% of zip codes in Ludington.

Data source: FBI UCR & local law enforcement data. Last updated: May 7, 2026.

Safety at a Glance

Overall Crime Moderate
Low 112 / 300 High
Violent Crime 117
17% above national avg
Property Crime 121
21% above national avg
City Ranking
0%
safer than other
Ludington zip codes

Check a specific address

in Ludington

Is 49431 a Safe Zip Code?

Yes — this zip code is very safe. Zip code 49431 in Ludington, MI has a safety grade of A. The overall crime index is 112, which is 12% above the national average of 100. This zip code is safer than 0% of zip codes in Ludington.

Looking at specific crime types, rape is the most elevated concern (index: 125, 25% above average), while murder is the lowest risk (index: 110).

Highest Risk
Rape · Index 125 (25% above avg)
Lowest Risk
Murder · Index 110 (10% above avg)

49431 Crime Breakdown

Crime indices compared to national average (100) and Ludington city average. Higher values mean more crime.

Crime Type Index vs National Risk Level
Violent Crime
Murder
110 +10% Moderate
Assault
119 +19% Moderate
Robbery
113 +13% Moderate
Rape
125 +25% Moderate
Property Crime
Burglary
116 +16% Moderate
Larceny / Theft
124 +24% Moderate
Vehicle Theft
124 +24% Moderate

49431 Crime Map

Crime heatmap based on block-group level data. Red areas indicate higher crime density.

Full Screen Map
Crime Level: Low Below Avg Average Above Avg High

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49431 Demographics & Context

Population
17,403
Median Income
$58,418
Home Value
$271,615
Median Age
48
Pop. Density
158/mi²

Education

Bachelor's Degree 16.9%
Graduate Degree 10%

Housing

74%
26%
Owner-occupied Renter-occupied

Racial Demographics

White 91.9%
Black 1.1%
Hispanic 5.7%
Asian 0.7%

Frequently Asked Questions

What is the crime rate in Zip code 49431, Ludington?

Zip code 49431 in Ludington, MI has a crime safety grade of A as of 2026. The overall crime index is 112, which is 12% above the national average. Zip code 49431 is safer than 0% of neighborhoods in Ludington.

Is Zip code 49431 a safe neighborhood in Ludington?

Zip code 49431 is generally considered a safe neighborhood in Ludington, earning a crime grade of A. The highest concern is Rape (index: 125), while Murder is the lowest risk (index: 110). It is one of the safest neighborhoods in Ludington.

What type of crime is most common in Zip code 49431?

The most prevalent crime type in Zip code 49431 is Rape, with a crime index of 125 (25% above the national average). Overall, property crime is more prevalent than violent crime in this neighborhood, which is consistent with national trends.

What are the demographics of Zip code 49431?

Zip code 49431 has a population of approximately 17,403. The median household income is $58,418. The median home value is $271,615. Research shows that economic factors can correlate with crime rates, though many other variables play a role in neighborhood safety.

How does Zip code 49431 crime compare to the national average?

Zip code 49431's overall crime rate is 12% above the national average (index 112 vs 100). Within Ludington, it is safer than 0% of neighborhoods. For the most accurate picture, review the per-crime-type breakdown above, as some categories may differ significantly from the overall trend.

Crime data sourced from FBI UCR reports and local law enforcement agencies. Crime indices use 100 as the national average. Updated May 2026.