49740 Zip Code, Harbor Springs

Crime Rate & Statistics

A

Very safe zip code — well below-average crime rates

Safer than 0% of zip codes in Harbor Springs

Safety at a Glance

Overall Crime Moderate
Low 125 / 300 High
Violent Crime 117
17% above national avg
Property Crime 85
15% below national avg
City Ranking
0%
safer than other
Harbor Springs zip codes

Check a specific address

in Harbor Springs

Is 49740 a Safe Zip Code?

Yes — this zip code is very safe. Zip code 49740 in Harbor Springs, MI has a safety grade of A. The overall crime index is 125, which is 25% above the national average of 100. This zip code is safer than 0% of zip codes in Harbor Springs.

Looking at specific crime types, assault is the most elevated concern (index: 144, 44% above average), while larceny / theft is the lowest risk (index: 47). Violent crime is a particular area of concern relative to property crime in this zip code.

Highest Risk
Assault · Index 144 (44% above avg)
Lowest Risk
Larceny / Theft · Index 47 (53% below avg)

49740 Crime Breakdown

Crime indices compared to national average (100) and Harbor Springs city average. Higher values mean more crime.

Crime Type Index vs National Risk Level
Violent Crime
Murder
89 -11% Average
Assault
144 +44% Moderate
Robbery
114 +14% Moderate
Rape
121 +21% Moderate
Property Crime
Burglary
142 +42% Moderate
Larceny / Theft
47 -53% Low
Vehicle Theft
65 -35% Low

49740 Crime Map

Crime heatmap based on block-group level data. Red areas indicate higher crime density.

Full Screen Map
Crime Level: Low Below Avg Average Above Avg High

See the crime score for a specific address

49740 Demographics & Context

Population
7,356
Median Income
$78,150
Home Value
$724,051
Median Age
52
Pop. Density
51/mi²

Education

Bachelor's Degree 24.6%
Graduate Degree 19.5%

Housing

80%
20%
Owner-occupied Renter-occupied

Racial Demographics

White 91.9%
Black 0.4%
Hispanic 1.4%
Asian 0.6%
49740 Crime Map
Interactive crime heatmap for this zip code
Harbor Springs Crime Statistics
View all Harbor Springs neighborhoods & city-wide data

Frequently Asked Questions

What is the crime rate in Zip code 49740, Harbor Springs?

Zip code 49740 in Harbor Springs, MI has a crime safety grade of A as of 2026. The overall crime index is 125, which is 25% above the national average. Zip code 49740 is safer than 0% of neighborhoods in Harbor Springs.

Is Zip code 49740 a safe neighborhood in Harbor Springs?

Zip code 49740 is generally considered a safe neighborhood in Harbor Springs, earning a crime grade of A. The highest concern is Assault (index: 144), while Larceny / Theft is the lowest risk (index: 47). It is one of the safest neighborhoods in Harbor Springs.

What type of crime is most common in Zip code 49740?

The most prevalent crime type in Zip code 49740 is Assault, with a crime index of 144 (44% above the national average). Violent crime is a particular concern in this neighborhood relative to property crime.

What are the demographics of Zip code 49740?

Zip code 49740 has a population of approximately 7,356. The median household income is $78,150. The median home value is $724,051. Research shows that economic factors can correlate with crime rates, though many other variables play a role in neighborhood safety.

How does Zip code 49740 crime compare to the national average?

Zip code 49740's overall crime rate is 25% above the national average (index 125 vs 100). Within Harbor Springs, it is safer than 0% of neighborhoods. For the most accurate picture, review the per-crime-type breakdown above, as some categories may differ significantly from the overall trend.

Crime data sourced from FBI UCR reports and local law enforcement agencies. Crime indices use 100 as the national average. Updated April 2026.