28604 Zip Code, Banner Elk
Crime Rate & Statistics
Very safe zip code — well below-average crime rates
Safer than 0% of zip codes in Banner Elk
Safety at a Glance
Check a specific address
in Banner Elk
Is 28604 a Safe Zip Code?
Yes — this zip code is very safe. Zip code 28604 in Banner Elk, NC has a safety grade of A. The overall crime index is 145, which is 45% above the national average of 100. This zip code is safer than 0% of zip codes in Banner Elk.
Compared to the Banner Elk average (crime index 175), zip code 28604 is 30% lower in overall crime.
Looking at specific crime types, assault is the most elevated concern (index: 140, 40% above average), while vehicle theft is the lowest risk (index: 78). Violent crime is a particular area of concern relative to property crime in this zip code.
28604 Crime Breakdown
Crime indices compared to national average (100) and Banner Elk city average. Higher values mean more crime.
| Crime Type | Index | vs National | Risk Level | |
|---|---|---|---|---|
| Violent Crime | ||||
|
Murder
|
129 | +29% | Moderate | |
|
Assault
|
140 | +40% | Moderate | |
|
Robbery
|
124 | +24% | Moderate | |
|
Rape
|
114 | +14% | Moderate | |
| Property Crime | ||||
|
Burglary
|
139 | +39% | Moderate | |
|
Larceny / Theft
|
97 | -3% | Average | |
|
Vehicle Theft
|
78 | -22% | Low | |
How 28604 Compares
Crime index by category: 28604 vs Banner Elk average vs national average.
Crime by Category
Overall Crime Comparison
28604 Crime Map
Crime heatmap based on block-group level data. Red areas indicate higher crime density.
See the crime score for a specific address
28604 Demographics & Context
Education
Housing
Racial Demographics
Frequently Asked Questions
What is the crime rate in Zip code 28604, Banner Elk?
Zip code 28604 in Banner Elk, NC has a crime safety grade of A as of 2026. The overall crime index is 145, which is 45% above the national average. Compared to the Banner Elk average, crime in Zip code 28604 is 30% lower. Zip code 28604 is safer than 0% of neighborhoods in Banner Elk.
Is Zip code 28604 a safe neighborhood in Banner Elk?
Zip code 28604 is generally considered a safe neighborhood in Banner Elk, earning a crime grade of A. The highest concern is Assault (index: 140), while Vehicle Theft is the lowest risk (index: 78). It is one of the safest neighborhoods in Banner Elk.
How does Zip code 28604 compare to the rest of Banner Elk?
Zip code 28604's overall crime index is 145, compared to the Banner Elk average of 175. This means crime in Zip code 28604 is 30% lower than the city average. For violent crime, the index is 127, and for property crime it is 105. However, crime can vary block by block, so checking the crime map for specific streets is recommended.
What type of crime is most common in Zip code 28604?
The most prevalent crime type in Zip code 28604 is Assault, with a crime index of 140 (40% above the national average). Violent crime is a particular concern in this neighborhood relative to property crime.
What are the demographics of Zip code 28604?
Zip code 28604 has a population of approximately 6,600. The median household income is $69,511. The median home value is $507,110. Research shows that economic factors can correlate with crime rates, though many other variables play a role in neighborhood safety.
How does Zip code 28604 crime compare to the national average?
Zip code 28604's overall crime rate is 45% above the national average (index 145 vs 100). Within Banner Elk, it is safer than 0% of neighborhoods. For the most accurate picture, review the per-crime-type breakdown above, as some categories may differ significantly from the overall trend.
Crime data sourced from FBI UCR reports and local law enforcement agencies. Crime indices use 100 as the national average. Updated April 2026.