University Terrace Neighborhood, Santa Cruz

Crime Rate & Statistics

B+

Above-average safety — lower crime than most neighborhoods

Safety at a Glance

Overall Crime Average
Low 97 / 300 High
Violent Crime 151
51% above national avg
Property Crime 156
56% above national avg

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in Santa Cruz

Is University Terrace Safe?

Yes — this neighborhood is safer than most. University Terrace in Santa Cruz, CA has a safety grade of B+. The overall crime index is 97, which is 3% below the national average of 100.

Compared to the Santa Cruz average (crime index 125), University Terrace is 28% lower in overall crime.

Looking at specific crime types, robbery is the most elevated concern (index: 183, 83% above average), while assault is the lowest risk (index: 117).

Highest Risk
Robbery · Index 183 (83% above avg)
Lowest Risk
Assault · Index 117 (17% above avg)

University Terrace Crime Breakdown

Crime indices compared to national average (100) and Santa Cruz city average. Higher values mean more crime.

Crime Type Index vs National Risk Level
Violent Crime
Murder
162 +62% High
Assault
117 +17% Moderate
Robbery
183 +83% High
Rape
143 +43% Moderate
Property Crime
Burglary
122 +22% Moderate
Larceny / Theft
183 +83% High
Vehicle Theft
163 +63% High

How University Terrace Compares

Crime index by category: University Terrace vs Santa Cruz average vs national average.

Crime by Category

Overall Crime Comparison

University Terrace Crime Map

Crime heatmap based on block-group level data. Red areas indicate higher crime density.

Full Screen Map
Crime Level: Low Below Avg Average Above Avg High

See the crime score for a specific address

University Terrace Demographics & Context

Population
632
Median Income
$105,327
Home Value
$1,380,226
Median Age
25
Pop. Density
7,974/mi²

Education

Bachelor's Degree 31.7%
Graduate Degree 32.5%

Housing

53%
47%
Owner-occupied Renter-occupied

Racial Demographics

White 62.4%
Black 2.3%
Hispanic 12%
Asian 21.9%

Nearby Neighborhoods

Frequently Asked Questions

What is the crime rate in University Terrace, Santa Cruz?

University Terrace in Santa Cruz, CA has a crime safety grade of B+ as of 2026. The overall crime index is 97, which is 3% below the national average. Compared to the Santa Cruz average, crime in University Terrace is 28% lower.

Is University Terrace a safe neighborhood in Santa Cruz?

University Terrace is generally considered a safe neighborhood in Santa Cruz, earning a crime grade of B+. The highest concern is Robbery (index: 183), while Assault is the lowest risk (index: 117).

How does University Terrace compare to the rest of Santa Cruz?

University Terrace's overall crime index is 97, compared to the Santa Cruz average of 125. This means crime in University Terrace is 28% lower than the city average. For violent crime, the index is 151, and for property crime it is 156. However, crime can vary block by block, so checking the crime map for specific streets is recommended.

What type of crime is most common in University Terrace?

The most prevalent crime type in University Terrace is Robbery, with a crime index of 183 (83% above the national average). Overall, property crime is more prevalent than violent crime in this neighborhood, which is consistent with national trends.

What are safer neighborhoods near University Terrace?

Nearby neighborhoods with good safety ratings include Western Drive / Nobel, King Street, Moore Creek Upland Open Space and Westlake. These areas are close to University Terrace and offer lower crime rates, making them worth considering for residents who prioritize safety.

What are the demographics of University Terrace?

University Terrace has a population of approximately 632. The median household income is $105,327. The median home value is $1,380,226. Research shows that economic factors can correlate with crime rates, though many other variables play a role in neighborhood safety.

How does University Terrace crime compare to the national average?

University Terrace's overall crime rate is 3% below the national average (index 97 vs 100). For the most accurate picture, review the per-crime-type breakdown above, as some categories may differ significantly from the overall trend.

Crime data sourced from FBI UCR reports and local law enforcement agencies. Crime indices use 100 as the national average. Updated April 2026.