Harbor Terrace Neighborhood, Santa Cruz
Crime Rate & Statistics
Very safe neighborhood — well below-average crime rates
Safety at a Glance
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in Santa Cruz
Is Harbor Terrace Safe?
Yes — this neighborhood is very safe. Harbor Terrace in Santa Cruz, CA has a safety grade of A. The overall crime index is 149, which is 49% above the national average of 100.
Compared to the Santa Cruz average (crime index 125), Harbor Terrace is 24% higher in overall crime.
Looking at specific crime types, larceny / theft is the most elevated concern (index: 155, 55% above average), while rape is the lowest risk (index: 61).
Harbor Terrace Crime Breakdown
Crime indices compared to national average (100) and Santa Cruz city average. Higher values mean more crime.
| Crime Type | Index | vs National | Risk Level | |
|---|---|---|---|---|
| Violent Crime | ||||
|
Murder
|
100 | 0% | Average | |
|
Assault
|
119 | +19% | Moderate | |
|
Robbery
|
107 | +7% | Moderate | |
|
Rape
|
61 | -39% | Low | |
| Property Crime | ||||
|
Burglary
|
98 | -2% | Average | |
|
Larceny / Theft
|
155 | +55% | High | |
|
Vehicle Theft
|
86 | -14% | Average | |
How Harbor Terrace Compares
Crime index by category: Harbor Terrace vs Santa Cruz average vs national average.
Crime by Category
Overall Crime Comparison
Harbor Terrace Crime Map
Crime heatmap based on block-group level data. Red areas indicate higher crime density.
See the crime score for a specific address
Harbor Terrace Demographics & Context
Education
Housing
Racial Demographics
Nearby Neighborhoods
Frequently Asked Questions
What is the crime rate in Harbor Terrace, Santa Cruz?
Harbor Terrace in Santa Cruz, CA has a crime safety grade of A as of 2026. The overall crime index is 149, which is 49% above the national average. Compared to the Santa Cruz average, crime in Harbor Terrace is 24% higher.
Is Harbor Terrace a safe neighborhood in Santa Cruz?
Harbor Terrace is generally considered a safe neighborhood in Santa Cruz, earning a crime grade of A. The highest concern is Larceny / Theft (index: 155), while Rape is the lowest risk (index: 61).
How does Harbor Terrace compare to the rest of Santa Cruz?
Harbor Terrace's overall crime index is 149, compared to the Santa Cruz average of 125. This means crime in Harbor Terrace is 24% higher than the city average. For violent crime, the index is 97, and for property crime it is 113. However, crime can vary block by block, so checking the crime map for specific streets is recommended.
What type of crime is most common in Harbor Terrace?
The most prevalent crime type in Harbor Terrace is Larceny / Theft, with a crime index of 155 (55% above the national average). Overall, property crime is more prevalent than violent crime in this neighborhood, which is consistent with national trends.
What are safer neighborhoods near Harbor Terrace?
Nearby neighborhoods with good safety ratings include Arana Gulch, Upper Seabright, Soquel Avenue Corridor and Banana Belt. These areas are close to Harbor Terrace and offer lower crime rates, making them worth considering for residents who prioritize safety.
What are the demographics of Harbor Terrace?
Harbor Terrace has a population of approximately 31. The median household income is $86,036. The median home value is $1,087,238. Research shows that economic factors can correlate with crime rates, though many other variables play a role in neighborhood safety.
How does Harbor Terrace crime compare to the national average?
Harbor Terrace's overall crime rate is 49% above the national average (index 149 vs 100). For the most accurate picture, review the per-crime-type breakdown above, as some categories may differ significantly from the overall trend.
Crime data sourced from FBI UCR reports and local law enforcement agencies. Crime indices use 100 as the national average. Updated April 2026.