48638 Zip Code, Saginaw

Crime Rate & Statistics

A

Very safe zip code — well below-average crime rates

Safer than 71% of zip codes in Saginaw

Safety at a Glance

Overall Crime Low
Low 75 / 300 High
Violent Crime 84
16% below national avg
Property Crime 120
20% above national avg
City Ranking
71%
safer than other
Saginaw zip codes

Check a specific address

in Saginaw

Is 48638 a Safe Zip Code?

Yes — this zip code is very safe. Zip code 48638 in Saginaw, MI has a safety grade of A. The overall crime index is 75, which is 25% below the national average of 100. This zip code is safer than 71% of zip codes in Saginaw.

Compared to the Saginaw average (crime index 157), zip code 48638 is 82% lower in overall crime. This zip code is significantly safer than Saginaw as a whole, making it an attractive option for safety-conscious residents.

Looking at specific crime types, larceny / theft is the most elevated concern (index: 133, 33% above average), while rape is the lowest risk (index: 56). Property crime is more prevalent than violent crime here, consistent with broader national patterns.

Highest Risk
Larceny / Theft · Index 133 (33% above avg)
Lowest Risk
Rape · Index 56 (44% below avg)

48638 Crime Breakdown

Crime indices compared to national average (100) and Saginaw city average. Higher values mean more crime.

Crime Type Index vs National Risk Level
Violent Crime
Murder
94 -6% Average
Assault
95 -5% Average
Robbery
90 -10% Average
Rape
56 -44% Low
Property Crime
Burglary
107 +7% Moderate
Larceny / Theft
133 +33% Moderate
Vehicle Theft
120 +20% Moderate

How 48638 Compares

Crime index by category: 48638 vs Saginaw average vs national average.

Crime by Category

Overall Crime Comparison

48638 Crime Map

Crime heatmap based on block-group level data. Red areas indicate higher crime density.

Full Screen Map
Crime Level: Low Below Avg Average Above Avg High

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48638 Demographics & Context

Population
12,494
Median Income
$72,117
Home Value
$173,197
Median Age
46
Pop. Density
1,842/mi²

Education

Bachelor's Degree 21.1%
Graduate Degree 15%

Housing

64%
36%
Owner-occupied Renter-occupied

Racial Demographics

White 80.3%
Black 10.3%
Hispanic 8%
Asian 2.5%

Other Zip Codes in Saginaw

Frequently Asked Questions

What is the crime rate in Zip code 48638, Saginaw?

Zip code 48638 in Saginaw, MI has a crime safety grade of A as of 2026. The overall crime index is 75, which is 25% below the national average. Compared to the Saginaw average, crime in Zip code 48638 is 82% lower. Zip code 48638 is safer than 71% of neighborhoods in Saginaw.

Is Zip code 48638 a safe neighborhood in Saginaw?

Zip code 48638 is generally considered a safe neighborhood in Saginaw, earning a crime grade of A. The highest concern is Larceny / Theft (index: 133), while Rape is the lowest risk (index: 56). It is one of the safest neighborhoods in Saginaw.

How does Zip code 48638 compare to the rest of Saginaw?

Zip code 48638's overall crime index is 75, compared to the Saginaw average of 157. This means crime in Zip code 48638 is 82% lower than the city average. For violent crime, the index is 84, and for property crime it is 120. However, crime can vary block by block, so checking the crime map for specific streets is recommended.

What type of crime is most common in Zip code 48638?

The most prevalent crime type in Zip code 48638 is Larceny / Theft, with a crime index of 133 (33% above the national average). Overall, property crime is more prevalent than violent crime in this neighborhood, which is consistent with national trends.

What are safer neighborhoods near Zip code 48638?

Nearby neighborhoods with good safety ratings include 48609, 48603, 48604 and 48602. These areas are close to Zip code 48638 and offer lower crime rates, making them worth considering for residents who prioritize safety.

What are the demographics of Zip code 48638?

Zip code 48638 has a population of approximately 12,494. The median household income is $72,117. The median home value is $173,197. Research shows that economic factors can correlate with crime rates, though many other variables play a role in neighborhood safety.

How does Zip code 48638 crime compare to the national average?

Zip code 48638's overall crime rate is 25% below the national average (index 75 vs 100). Within Saginaw, it is safer than 71% of neighborhoods. For the most accurate picture, review the per-crime-type breakdown above, as some categories may differ significantly from the overall trend.

Crime data sourced from FBI UCR reports and local law enforcement agencies. Crime indices use 100 as the national average. Updated April 2026.