Harbor Terrace Village Neighborhood, Oak Harbor

Last updated: May 21, 2026

Crime Rate & Statistics

Very safe neighborhood — well below-average crime rates

Summary: Harbor Terrace Village, Oak Harbor Crime Rate (2026)

Harbor Terrace Village in Oak Harbor, WA has a crime safety grade of A as of 2026. The overall crime index is 46, which is 54% below the national average.

Data source: FBI UCR & local law enforcement data. Last updated: May 21, 2026.

Safety at a Glance

Overall Crime Low

Low 46 / 300 High

Violent Crime 69

31% below national avg

Property Crime 105

5% above national avg

Check a specific address

in Oak Harbor

Is Harbor Terrace Village Safe?

Yes — this neighborhood is very safe. Harbor Terrace Village in Oak Harbor, WA has a safety grade of A. The overall crime index is 46, which is 54% below the national average of 100.

Compared to the Oak Harbor average (crime index 81), Harbor Terrace Village is 35% lower in overall crime. This neighborhood is significantly safer than Oak Harbor as a whole, making it an attractive option for safety-conscious residents.

Looking at specific crime types, larceny / theft is the most elevated concern (index: 144, 44% above average), while assault is the lowest risk (index: 39). Property crime is more prevalent than violent crime here, consistent with broader national patterns.

Highest Risk

Larceny / Theft · Index 144 (44% above avg)

Lowest Risk

Assault · Index 39 (61% below avg)

Harbor Terrace Village Crime Breakdown

Crime indices compared to national average (100) and Oak Harbor city average. Higher values mean more crime.

Crime Type	Index	vs National	vs Oak Harbor	Risk Level
Violent Crime
Murder	66	-34%	-35%	Low
Assault	39	-61%	-64%	Low
Robbery	69	-31%	-20%	Low
Rape	102	+2%	N/A	Moderate
Property Crime
Burglary	49	-51%	-61%	Low
Larceny / Theft	144	+44%	-7%	Moderate
Vehicle Theft	123	+23%	-17%	Moderate

How Harbor Terrace Village Compares

Crime index by category: Harbor Terrace Village vs Oak Harbor average vs national average.

Crime by Category

Overall Crime Comparison

Harbor Terrace Village Crime Map

Crime heatmap based on block-group level data. Red areas indicate higher crime density.

Full Screen Map

Crime Level: Low Below Avg Average Above Avg High

See the crime score for a specific address

Harbor Terrace Village Demographics & Context

Population

Median Income

$77,390

Home Value

$227,198

Median Age

Pop. Density

4,500/mi²

Education

Bachelor's Degree 11.8%

Graduate Degree 5.8%

Housing

65%

35%

Owner-occupied Renter-occupied

Racial Demographics

White 69.8%

Black 3.7%

Hispanic 8.1%

Asian 17.6%

Nearby Neighborhoods

Olympic Gardens Index: 159

Oak Grove Index: 112

A-

Castilian Hills Index: 87

A-

Ridgehaven Index: 69

A-

Fairway Point Index: 24

Penn Cove Park Index: 36

A+

Harbor Terrace Village Crime Map

Interactive crime heatmap for this neighborhood

Oak Harbor Crime Statistics

View all Oak Harbor neighborhoods & city-wide data

Frequently Asked Questions

What is the crime rate in Harbor Terrace Village, Oak Harbor?

Harbor Terrace Village in Oak Harbor, WA has a crime safety grade of A as of 2026. The overall crime index is 46, which is 54% below the national average. Compared to the Oak Harbor average, crime in Harbor Terrace Village is 35% lower.

Is Harbor Terrace Village a safe neighborhood in Oak Harbor?

Harbor Terrace Village is generally considered a safe neighborhood in Oak Harbor, earning a crime grade of A. The highest concern is Larceny / Theft (index: 144), while Assault is the lowest risk (index: 39).

How does Harbor Terrace Village compare to the rest of Oak Harbor?

Harbor Terrace Village's overall crime index is 46, compared to the Oak Harbor average of 81. This means crime in Harbor Terrace Village is 35% lower than the city average. For violent crime, the index is 69, and for property crime it is 105. However, crime can vary block by block, so checking the crime map for specific streets is recommended.

What type of crime is most common in Harbor Terrace Village?

The most prevalent crime type in Harbor Terrace Village is Larceny / Theft, with a crime index of 144 (44% above the national average). Overall, property crime is more prevalent than violent crime in this neighborhood, which is consistent with national trends.

What are safer neighborhoods near Harbor Terrace Village?

Nearby neighborhoods with good safety ratings include Olympic Gardens, Oak Grove, Castilian Hills and Ridgehaven. These areas are close to Harbor Terrace Village and offer lower crime rates, making them worth considering for residents who prioritize safety.

What are the demographics of Harbor Terrace Village?

Harbor Terrace Village has a population of approximately 19. The median household income is $77,390. The median home value is $227,198. Research shows that economic factors can correlate with crime rates, though many other variables play a role in neighborhood safety.

How does Harbor Terrace Village crime compare to the national average?

Harbor Terrace Village's overall crime rate is 54% below the national average (index 46 vs 100). For the most accurate picture, review the per-crime-type breakdown above, as some categories may differ significantly from the overall trend.

Crime data sourced from FBI UCR reports and local law enforcement agencies. Crime indices use 100 as the national average. Updated May 2026.