Charter Terrace Neighborhood, Laguna Niguel

Crime Rate & Statistics

A-

Safe neighborhood — below-average crime across most categories

Safer than 9% of neighborhoods in Laguna Niguel

Safety at a Glance

Overall Crime Moderate
Low 141 / 300 High
Violent Crime 78
22% below national avg
Property Crime 60
40% below national avg
City Ranking
9%
safer than other
Laguna Niguel neighborhoods

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in Laguna Niguel

Is Charter Terrace Safe?

Yes — this neighborhood is safe. Charter Terrace in Laguna Niguel, CA has a safety grade of A-. The overall crime index is 141, which is 41% above the national average of 100. Charter Terrace is safer than 9% of neighborhoods in Laguna Niguel.

Compared to the Laguna Niguel average (crime index 55), Charter Terrace is 86% higher in overall crime. Residents and visitors should exercise extra caution in this area, particularly after dark.

Looking at specific crime types, murder is the most elevated concern (index: 137, 37% above average), while rape is the lowest risk (index: 0).

Highest Risk
Murder · Index 137 (37% above avg)
Lowest Risk
Rape · Index 0 (100% below avg)

Charter Terrace Crime Breakdown

Crime indices compared to national average (100) and Laguna Niguel city average. Higher values mean more crime.

Crime Type Index vs National Risk Level
Violent Crime
Murder
137 +37% Moderate
Assault
123 +23% Moderate
Robbery
50 -50% Low
Rape
0 -100% Low
Property Crime
Burglary
94 -6% Average
Larceny / Theft
45 -55% Low
Vehicle Theft
41 -59% Low

How Charter Terrace Compares

Crime index by category: Charter Terrace vs Laguna Niguel average vs national average.

Crime by Category

Overall Crime Comparison

Charter Terrace Crime Map

Crime heatmap based on block-group level data. Red areas indicate higher crime density.

Full Screen Map
Crime Level: Low Below Avg Average Above Avg High

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Charter Terrace Demographics & Context

Population
111
Median Income
$128,358
Home Value
$1,469,238
Median Age
40
Pop. Density
4,750/mi²

Education

Bachelor's Degree 35%
Graduate Degree 25%

Housing

50%
50%
Owner-occupied Renter-occupied

Racial Demographics

White 74.6%
Black 1.7%
Hispanic 11.9%
Asian 11.3%

Nearby Neighborhoods

El Niguel Terrace Index: 141
A-
Niguel Summit Index: 123
A
Crown Valley Index: 57
A
La Vista Index: 141
A-
Coronado Pointe Index: 101
A
Rancho Niguel II Index: 50
A
Greens East Index: 11
A+
Pointe Niguel Index: 72
A
Charter Terrace Crime Map
Interactive crime heatmap for this neighborhood
Laguna Niguel Crime Statistics
View all Laguna Niguel neighborhoods & city-wide data

Frequently Asked Questions

What is the crime rate in Charter Terrace, Laguna Niguel?

Charter Terrace in Laguna Niguel, CA has a crime safety grade of A- as of 2026. The overall crime index is 141, which is 41% above the national average. Compared to the Laguna Niguel average, crime in Charter Terrace is 86% higher. Charter Terrace is safer than 9% of neighborhoods in Laguna Niguel.

Is Charter Terrace a safe neighborhood in Laguna Niguel?

Charter Terrace is generally considered a safe neighborhood in Laguna Niguel, earning a crime grade of A-. The highest concern is Murder (index: 137), while Rape is the lowest risk (index: 0).

How does Charter Terrace compare to the rest of Laguna Niguel?

Charter Terrace's overall crime index is 141, compared to the Laguna Niguel average of 55. This means crime in Charter Terrace is 86% higher than the city average. For violent crime, the index is 78, and for property crime it is 60. However, crime can vary block by block, so checking the crime map for specific streets is recommended.

What type of crime is most common in Charter Terrace?

The most prevalent crime type in Charter Terrace is Murder, with a crime index of 137 (37% above the national average). Violent crime is a particular concern in this neighborhood relative to property crime.

What are safer neighborhoods near Charter Terrace?

Nearby neighborhoods with good safety ratings include El Niguel Terrace, Niguel Summit, Crown Valley and La Vista. These areas are close to Charter Terrace and offer lower crime rates, making them worth considering for residents who prioritize safety.

What are the demographics of Charter Terrace?

Charter Terrace has a population of approximately 111. The median household income is $128,358. The median home value is $1,469,238. Research shows that economic factors can correlate with crime rates, though many other variables play a role in neighborhood safety.

How does Charter Terrace crime compare to the national average?

Charter Terrace's overall crime rate is 41% above the national average (index 141 vs 100). Within Laguna Niguel, it is safer than 9% of neighborhoods. For the most accurate picture, review the per-crime-type breakdown above, as some categories may differ significantly from the overall trend.

Crime data sourced from FBI UCR reports and local law enforcement agencies. Crime indices use 100 as the national average. Updated April 2026.