University Terrace Neighborhood, Charlotte
Last updated: May 20, 2026
Crime Rate & Statistics
Below-average safety — crime is somewhat above average
Summary: University Terrace, Charlotte Crime Rate (2026)
University Terrace in Charlotte, NC has a crime safety grade of C- as of 2026. The overall crime index is 175, which is 75% above the national average.
Data source: FBI UCR & local law enforcement data. Last updated: May 20, 2026.
Safety at a Glance
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in Charlotte
Is University Terrace Safe?
Not really — crime is above the national average. University Terrace in Charlotte, NC has a safety grade of C-. The overall crime index is 175, which is 75% above the national average of 100.
Compared to the Charlotte average (crime index 115), University Terrace is 60% higher in overall crime. Residents and visitors should exercise extra caution in this area, particularly after dark.
Looking at specific crime types, robbery is the most elevated concern (index: 199, 99% above average), while assault is the lowest risk (index: 130).
University Terrace Crime Breakdown
Crime indices compared to national average (100) and Charlotte city average. Higher values mean more crime.
| Crime Type | Index | vs National | Risk Level | |
|---|---|---|---|---|
| Violent Crime | ||||
|
Murder
|
194 | +94% | High | |
|
Assault
|
130 | +30% | Moderate | |
|
Robbery
|
199 | +99% | High | |
|
Rape
|
191 | +91% | High | |
| Property Crime | ||||
|
Burglary
|
192 | +92% | High | |
|
Larceny / Theft
|
197 | +97% | High | |
|
Vehicle Theft
|
189 | +89% | High | |
How University Terrace Compares
Crime index by category: University Terrace vs Charlotte average vs national average.
Crime by Category
Overall Crime Comparison
University Terrace Crime Map
Crime heatmap based on block-group level data. Red areas indicate higher crime density.
See the crime score for a specific address
University Terrace Demographics & Context
Education
Housing
Racial Demographics
Nearby Neighborhoods
Frequently Asked Questions
What is the crime rate in University Terrace, Charlotte?
University Terrace in Charlotte, NC has a crime safety grade of C- as of 2026. The overall crime index is 175, which is 75% above the national average. Compared to the Charlotte average, crime in University Terrace is 60% higher.
Is University Terrace a safe neighborhood in Charlotte?
University Terrace has a moderate level of crime with a safety grade of C-. Residents should take standard precautions. The highest concern is Robbery (index: 199), while Assault is the lowest risk (index: 130).
How does University Terrace compare to the rest of Charlotte?
University Terrace's overall crime index is 175, compared to the Charlotte average of 115. This means crime in University Terrace is 60% higher than the city average. For violent crime, the index is 179, and for property crime it is 193. However, crime can vary block by block, so checking the crime map for specific streets is recommended.
What type of crime is most common in University Terrace?
The most prevalent crime type in University Terrace is Robbery, with a crime index of 199 (99% above the national average). Overall, property crime is more prevalent than violent crime in this neighborhood, which is consistent with national trends.
What are safer neighborhoods near University Terrace?
Nearby neighborhoods with good safety ratings include University City South, Harris / Houston, Newell and Back Creek Church Road. These areas are close to University Terrace and offer lower crime rates, making them worth considering for residents who prioritize safety.
What are the demographics of University Terrace?
University Terrace has a population of approximately 152. The median household income is $34,055. The median home value is $185,924. Research shows that economic factors can correlate with crime rates, though many other variables play a role in neighborhood safety.
How does University Terrace crime compare to the national average?
University Terrace's overall crime rate is 75% above the national average (index 175 vs 100). For the most accurate picture, review the per-crime-type breakdown above, as some categories may differ significantly from the overall trend.
Crime data sourced from FBI UCR reports and local law enforcement agencies. Crime indices use 100 as the national average. Updated May 2026.