48706 Zip Code, Bay City
Crime Rate & Statistics
One of the safest zip codes — significantly below-average crime
Safer than 50% of zip codes in Bay City
Safety at a Glance
Check a specific address
in Bay City
Is 48706 a Safe Zip Code?
Yes — this zip code is extremely safe. Zip code 48706 in Bay City, MI has a safety grade of A+. The overall crime index is 97, which is 3% below the national average of 100. This zip code is safer than 50% of zip codes in Bay City.
Compared to the Bay City average (crime index 114), zip code 48706 is 17% lower in overall crime.
Looking at specific crime types, larceny / theft is the most elevated concern (index: 122, 22% above average), while robbery is the lowest risk (index: 101).
48706 Crime Breakdown
Crime indices compared to national average (100) and Bay City city average. Higher values mean more crime.
| Crime Type | Index | vs National | Risk Level | |
|---|---|---|---|---|
| Violent Crime | ||||
|
Murder
|
102 | +2% | Moderate | |
|
Assault
|
105 | +5% | Moderate | |
|
Robbery
|
101 | +1% | Moderate | |
|
Rape
|
106 | +6% | Moderate | |
| Property Crime | ||||
|
Burglary
|
109 | +9% | Moderate | |
|
Larceny / Theft
|
122 | +22% | Moderate | |
|
Vehicle Theft
|
112 | +12% | Moderate | |
How 48706 Compares
Crime index by category: 48706 vs Bay City average vs national average.
Crime by Category
Overall Crime Comparison
48706 Crime Map
Crime heatmap based on block-group level data. Red areas indicate higher crime density.
See the crime score for a specific address
48706 Demographics & Context
Education
Housing
Racial Demographics
Other Zip Codes in Bay City
Frequently Asked Questions
What is the crime rate in Zip code 48706, Bay City?
Zip code 48706 in Bay City, MI has a crime safety grade of A+ as of 2026. The overall crime index is 97, which is 3% below the national average. Compared to the Bay City average, crime in Zip code 48706 is 17% lower. Zip code 48706 is safer than 50% of neighborhoods in Bay City.
Is Zip code 48706 a safe neighborhood in Bay City?
Zip code 48706 is generally considered a safe neighborhood in Bay City, earning a crime grade of A+. The highest concern is Larceny / Theft (index: 122), while Robbery is the lowest risk (index: 101). It is one of the safest neighborhoods in Bay City.
How does Zip code 48706 compare to the rest of Bay City?
Zip code 48706's overall crime index is 97, compared to the Bay City average of 114. This means crime in Zip code 48706 is 17% lower than the city average. For violent crime, the index is 104, and for property crime it is 114. However, crime can vary block by block, so checking the crime map for specific streets is recommended.
What type of crime is most common in Zip code 48706?
The most prevalent crime type in Zip code 48706 is Larceny / Theft, with a crime index of 122 (22% above the national average). Overall, property crime is more prevalent than violent crime in this neighborhood, which is consistent with national trends.
What are safer neighborhoods near Zip code 48706?
Nearby neighborhoods with good safety ratings include 48708. These areas are close to Zip code 48706 and offer lower crime rates, making them worth considering for residents who prioritize safety.
What are the demographics of Zip code 48706?
Zip code 48706 has a population of approximately 39,011. The median household income is $66,660. The median home value is $169,186. Research shows that economic factors can correlate with crime rates, though many other variables play a role in neighborhood safety.
How does Zip code 48706 crime compare to the national average?
Zip code 48706's overall crime rate is 3% below the national average (index 97 vs 100). Within Bay City, it is safer than 50% of neighborhoods. For the most accurate picture, review the per-crime-type breakdown above, as some categories may differ significantly from the overall trend.
Crime data sourced from FBI UCR reports and local law enforcement agencies. Crime indices use 100 as the national average. Updated April 2026.